Welcome to Our Online Loan Referral Service

3.7 3 reviews

2481 Co Rd 430, Smiths Station, AL 36877, USA
+1 (334) 664-0067
www.phenix-girard.com
Tuesday
9AM–2PM, 3–5PM
Wednesday
9AM–2PM, 3–5PM
Thursday
9AM–2PM, 3–5PM
Friday
9AM–2PM, 3–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–2PM, 3–5PM

Domain Info

Created Date

1998-02-20

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Phenix-Girard Bank?

Here you grapple with the feedback of our clients.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Doug Anderson

Thanks to the team of Phenix-Girard Bank. Quick solution of the arisen problems, quick approval on the loan. I definitely recommend this company.

Candida Prohaska

I often take out a loan to a card in Phenix-Girard Bank. It is very efficient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the nuances.

Christ Romaguera

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Smiths Station, Alabama

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Smiths Station, Alabama is issued simply and quickly. The interest rate is defined depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Phenix-Girard Bank help issue a payday loan in Smiths Station, Alabama?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor processed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by lenders to issue a cash advance. The lender review many aspects such as financial abilities to approve the application. Cash advance in Smiths Station, Alabama may help improve your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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