Welcome to Our Online Loan Referral Service

3.6 13 reviews

2131 19th St N, Bessemer, AL 35020, USA
+1 (205) 424-8542
www.amfirst.org
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Feedback about America's First Federal Credit Union?

Here you get acquainted with the reviews of our customers.

Newest branch and staff are super friendly.

Glen Becker

Very quick service , friendly and personable.

Mr. Clint Considine

Pay Attention

Lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Bessemer, Pennsylvania

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Bessemer, Pennsylvania is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

6% APR small loan cap

How will America's First Federal Credit Union help issue a loan in Bessemer, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Bessemer, pa will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Bessemer, Alabama

Lifestyle Cash Advance

925 Decatur Hwy #109, Fultondale, AL 35068, USA

+1 (205) 808-5090

Regions Bank

8049 Parkway Dr, Leeds, AL 35094, USA

+1 (205) 773-2110

www.regions.com

Liberty Tax and Loans

1378 S Eufaula Ave, Eufaula, AL 36027, USA

+1 (334) 687-3207

approvedcashadvance.com

eCO Credit Union

1217 Pecan Ave, Gardendale, AL 35071, USA

+1 (205) 226-3948

www.ecocu.org

Cadence Bank - Gardendale Branch

2250 Mt Olive Rd, Gardendale, AL 35071, USA

+1 (205) 631-2933

cadencebank.com

Republic Finance

2652 S McKenzie St, Foley, AL 36535, USA

+1 (251) 970-7111

locations.republicfinance.com

Ameris Bank

204 Kirkland St, Abbeville, AL 36310, USA

+1 (334) 585-2265

banks.amerisbank.com

Credit Central

1120 C, Shelton Beach Rd, Saraland, AL 36571, USA

+1 (251) 675-6411

www.creditcentralllc.com

Vision Bank

21E N Greeno Rd, Fairhope, AL 36532, USA

+1 (251) 928-3604

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