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5 37 reviews
Loan agency in Forestdale, Alabama

1445 Forestdale Blvd Ste. 109, Birmingham, AL 35214, USA
+1 (205) 798-3191
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the reviews of our clients.

… any answers to any questions you may have. Looking for a friendly office to do your payday loan business with. I recommend ADVANCE AMERICA IN FORESTDALE. WONDERFUL people …

Mrs. Edwina Labadie V

Really enjoyed there service.

Mr. Dayne Moen

The assist Manager at the Forestdale location was wonderful in helping me..

Daniella Deckow

Really enjoyed there service.

Mr. Gage Barton

WONDERFUL people and GREAT customer service.

Brycen Williamson

The assist Manager at the Forestdale location was wonderful in helping me..

Modesta Monahan

Great service and really good people

Austin Pacocha II

Good place to do business

Winnifred Labadie

Pay Attention

Lending companies are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Birmingham, New Jersey

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Birmingham, New Jersey is taken out simply and fast. The interest percentage is defined depending on the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

30% usury cap

How will Advance America help take out a payday loan in Birmingham, New Jersey?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be credited to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Birmingham, nj consider this circumstance not a drawback to issue a loan. The customer of a loan should be ready to objectively assess financial abilities, take out a loan, pay back the debt on time and not only handle current problems, but enhance the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

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