Welcome to Our Online Loan Referral Service

4.8 40 reviews
Loan agency in Homewood, Alabama

64 Green Springs Hwy, Birmingham, AL 35209, USA
7 years in business
+1 (205) 358-4591
www.thecheckdepot.com
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed

Domain Info

Created Date

2003-05-06

Mailing Address

117 GEMINI CIR STE 416, Homewood, AL, 35209-5850, United States

Company Name

Check Depot

Check Depot

Contact Data

[email protected]

2059451242

Feedback about Check Depot?

Here you read the reviews of our clients.

Great people to work with!

Isac Monahan V

I have always had a great experience cashing checks here with no problem.

Tyrique King I

Wonderful company with very professional staff.

Ana Wilderman

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define general information about payday loans and its specific features.

Payday Loans in Birmingham, New Jersey

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is easy and fast to take out loans in Birmingham, New Jersey. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

30% usury cap

How will Check Depot help issue a loan in Birmingham, New Jersey?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Birmingham, New Jersey. The company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

Discount Title Loans

4296 University Dr NW, Huntsville, AL 35816, USA

+1 (256) 726-0500

getyourtitleback.com

1st Franklin Financial

980 N Brindlee Mountain Pkwy, Arab, AL 35016, USA

+1 (256) 586-9302

locations.1ffc.com

Collinsville Pawn

410 S Valley Ave, Collinsville, AL 35961, USA

+1 (256) 524-2665

Southern States Bank

815 Opelika Rd, Auburn, AL 36830, USA

+1 (334) 321-9007

southernstatesbank.net

World Finance

1225 Snow St Ste 7, Oxford, AL 36203, USA

+1 (256) 831-6400

www.loansbyworld.com

All In Credit Union

2525 S Park Ave, Dothan, AL 36301, USA

+1 (334) 671-1890

allincu.com

Title Pawn

321 Palisades Blvd, Birmingham, AL 35209, USA

+1 (205) 870-4538

Easy Money

1102 Ann St, Montgomery, AL 36107, USA

+1 (334) 293-9999

www.ccfi.com

BBVA Bank

1713 Alabama Ave, Jasper, AL 35501, USA

+1 (205) 221-3440

www.bbvausa.com

Top