Welcome to Our Online Loan Referral Service

4.6 24 reviews

3642 Lorna Rd, Birmingham, AL 35216, USA
+1 (205) 402-0508
www.thecheckdepot.com
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM

Domain Info

Created Date

2003-05-06

Mailing Address

117 GEMINI CIR STE 416, Homewood, AL, 35209-5850, United States

Company Name

Check Depot

Check Depot

Contact Data

[email protected]

2059451242

Feedback about Check Depot?

Here you see the feedback of our customers.

Very friendly staff!! I wouldn't recommend a payday loan to anyone but if life puts you in a bind they make the process very easy..

Keely Kemmer

Awesome customer service for minorities and free money order...

Prof. Aron Harvey

Love this location, Always Friendly and I love Mrs.Honey

Stella Koch PhD

Very lovely people , we just loved the place ,,,

Rhoda Langosh I

Great customer service

Tamara Hudson

What happened to the original owner ?

Prof. Wallace Walsh

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Birmingham, New Jersey

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Birmingham, New Jersey is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

30% usury cap

How will Check Depot help take out a loan in Birmingham, New Jersey?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Birmingham, New Jersey. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

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