Welcome to Our Online Loan Referral Service

3.7 3 reviews

3003 Rainbow Dr, Rainbow City, AL 35906, USA
+1 (256) 442-3003
exba.com
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
8:30AM–12PM

Domain Info

Created Date

1998-12-07

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, AL, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Exchange Bank- Rainbow City?

Below you read some of the reviews of our customers.

I want to say Many Thanks to the staff of Exchange Bank- Rainbow City. They offer quick solution to any unexpected money problems. Love them for their quick decision. Applied for a loan and got accepted although my credit was bad. I will definitely use this website if I need money again.

Dr. Price Koepp

It decided to rebuild my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via Exchange Bank- Rainbow City. Took out 2 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very nice lender.

Ciara Lockman

The process was trouble-free, speedy. No guarantors needed. Thank you a lot. Love their round-the-clock customer support. No problems. Would apply again.

Mr. Casper Zieme

I needed $500 to buy a suit for a party. The only solution was to apply for a payday loan. Found a lot of financial institutions online. Exchange Bank- Rainbow City is the most honest company in Rainbow City.

Lydia Hodkiewicz III

I have already contacted this lender 3 times and I was very happy with the rates. This is the only 24/7 website with competitive rates in my town.

Thea Bednar

I contacted Exchange Bank- Rainbow City for financial assistance. Everything was done very quickly. Had the money in my account the same day. Employees are very understading. Good experience!

Michaela Kunde

Important

The previous three items charactirize a precise financial institution. But below you can find common details about payday loans.

Payday Loans in Rainbow City, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Rainbow City, Alabama is are easy to access. The interest rate is specific for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to getting a bank loan. A payday loan can save consumers who have bad credit scores or have no credit history. But we recommend you that as with any loan you should only dare applying for a cash advance if you are confident that you can afford payments in good time.

To get approved for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Rainbow City, Alabama

TitleMax Title Loans

301 US-31, Bay Minette, AL 36507, USA

+1 (251) 937-3077

www.titlemax.com

Always Money

1716 6th Ave SE, Decatur, AL 35601, USA

+1 (256) 350-0183

alwaysmoney.com

MAX Credit Union

5245 Vaughn Rd, Montgomery, AL 36116, USA

+1 (334) 260-2600

www.mymax.com

Colonial Finance

36 Samford Ave UNIT E, Opelika, AL 36801, USA

+1 (334) 749-6131

Union State Bank

32 Court St E, Ashville, AL 35953, USA

+1 (205) 594-4181

www.unionstate.net

Superior Loan Service

1808 3rd Ave N, Birmingham, AL 35203, USA

+1 (205) 252-9303

Cash Advance Title Pawn

Ozark, AL 36360, USA

Tower Loan

1800 Tin Valley Cir E, Birmingham, AL 35235, USA

+1 (205) 228-7911

www.towerloan.com

Woodforest Bank

600 Boll Weevil Cir, Enterprise, AL 36330, USA

+1 (334) 803-8734

www.woodforest.com

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