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What people think about State Banking Department?
Below you read some of the opinions of our clients.
I had problems with paying my bank loan and was not sure I would get appoved for a loan with State Banking Department . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $300 online. Fortunately I got an approval!!! They literally saved my life.
Lucious Veum
I took out for a $1,000 loan when I needed money after car accident. There simply was no other way out. I came across this lender on the Internet. Other lender charged VERY HIGH rates. One lender refused me, another approved me for a smaller amount but here it got as much as I wanted.
Sonya Littel
The process was as easy as possible, straightforward. No guarantors needed. Thank you a lot. Love their round-the-clock customer support. No troubles. Would apply again.
Mrs. Stefanie Jacobson Jr.
The process was as easy as possible, fast. No collateral needed. Thank you a lot. Love their online customer support. No troubles. Would use again.
Agustin Bogisich
Recently I experienced the most unexpected situation in my life. I urgently needed $1000 to cover utility bills. This company helped me immediately. They were the only website that approved me for the required amount. I sorted out all my problems. I will 100% recommend this lender to my family. Best service in my life.
Michaela Stiedemann
Important
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Birmingham, New Jersey
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Birmingham, New Jersey is are easy to access. The interest rate is individual for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
APR
30% usury cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still apply a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a stable income to be eligible for a bad credit payday loan.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Birmingham, Alabama
America's First Federal Credit Union
1795 Ashville Rd, Leeds, AL 35094, USA
+1 (205) 699-2091
www.amfirst.org
Quick Cash Loans
2327-A, Memorial Pkwy NW, Huntsville, AL 35810, USA
+1 (256) 539-9736
www.getyourtitleback.com
1st Franklin Financial
4662 US Hwy 231, Wetumpka, AL 36092, USA
+1 (334) 514-6111
locations.1ffc.com
1st Franklin Financial
2015 Cherokee Ave SW Suite D, Cullman, AL 35055, USA
+1 (256) 739-4488
locations.1ffc.com
OneMain Financial
906 Boll Weevil Cir STE B, Enterprise, AL 36330, USA
+1 (334) 347-2673
www.onemainfinancial.com
