Welcome to Our Online Loan Referral Service

2.6 11 reviews

1700 3rd Ave N, Birmingham, AL 35203, USA
+1 (678) 406-4000
www.ctbconnect.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2000-12-08

Mailing Address

75 PIEDMONT AVE NE, ATLANTA, GA, 30303-2544, United States

Company Name

CITIZENS TRUST BANK

CITIZENS TRUST BANK

Contact Data

[email protected]

+1.6784064003

+1.4046532883

Feedback about Citizens Trust Bank?

Here you read the reviews of our clients.

The staff has been friendly and cordial and professional!

Jordan Waelchi

Customer service is nonexistent.

Giovanny Schuster

This company has gone down hill!

Johnny Kirlin

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Birmingham, New Jersey

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and fast to take out loans in Birmingham, New Jersey. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

30% usury cap

How will Citizens Trust Bank help issue a payday loan in Birmingham, New Jersey?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Birmingham, nj will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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