Welcome to Our Online Loan Referral Service

4.5 11 reviews

1918 Veterans Memorial Dr, Birmingham, AL 35214, USA
+1 (205) 798-8914
www.amfirst.org
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about America's First Federal Credit Union?

Here you grapple with the reviews of our customers.

Wonderful location with amazing staff and great customer service.

Lola Upton

I luving banking with them.and the service is outstanding.i give them A plus

Prof. Francisca Breitenberg II

The staff and management needs to learn to listen to there customers.

Dr. Theresia Streich III

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Birmingham, New Jersey

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Birmingham, New Jersey are issued problem-free. The interest rate is conditional on the customer's personal data: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

30% usury cap

How will America's First Federal Credit Union help take out a loan in Birmingham, New Jersey?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Birmingham, New Jersey. They assess many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

Synovus Bank

2123 Hwy 78 E, Dora, AL 35062, USA

+1 (888) 796-6887

www.synovus.com

IBERIABANK Banking Center & ATM

15 W I-65 Service Rd N, Mobile, AL 36608, USA

+1 (251) 345-9610

locations.iberiabank.com

Loan South Finance Of Troy

1114A US Highway 231 South, Troy, AL 36079, USA

+1 (334) 808-9292

Advance America

2535 Hwy 78 E, Jasper, AL 35501, USA

+1 (205) 384-1379

www.advanceamerica.net

CashMaster

153 US-31, Hartselle, AL 35640, USA

+1 (256) 751-4003

www.yourcashmaster.com

Alabama Cash

1558 W Main St B, Centre, AL 35960, USA

+1 (256) 927-2274

Jim's Super Pawn MOODY

2337 Moody Pkwy, Moody, AL 35004, USA

+1 (205) 640-1234

www.jimspawn.com

Woodforest National Bank

27520 US-98, Daphne, AL 36526, USA

+1 (251) 625-2343

www.woodforest.com

Advance America

Next to Farmers Furniture US 1210 S, US-231, Ozark, AL 36360, USA

+1 (334) 774-3856

www.advanceamerica.net

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