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2545 Highland Ave Suite 100, Birmingham, AL 35205, USA
+1 (844) 800-4980
locations.tiaa.org

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Feedback about TIAA Financial Services?

Here you read the feedback of our clients.

Staff is accommodating with coffee & other beverages offered.

Nicolas Hand

The place has no local number to call

Lucile Littel

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Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Birmingham, New Jersey

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Problem-free financial products are known as payday loans in Birmingham, nj. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

30% usury cap

How will TIAA Financial Services help issue a loan in Birmingham, New Jersey?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Birmingham, nj review this circumstance not a drawback to issue a loan. The client of a cash advance should be prepared to objectively estimate financial solvency, issue a loan, pay back the debt on schedule and not only handle current difficulties, but enhance the credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

1st Franklin Financial

2155 E Main St Suite 4, Dothan, AL 36301, USA

+1 (334) 792-2940

locations.1ffc.com

Rice Banking Co

2803 E South Blvd, Montgomery, AL 36116, USA

+1 (334) 280-2880

www.ricebankingcompany.com

Professional Attorney Funding, LLC

1109 Boll Weevil Cir #8, Enterprise, AL 36330, USA

+1 (334) 406-0811

Speedy Cash

4298 University Dr NW, Huntsville, AL 35816, USA

+1 (256) 895-8478

www.speedycash.com

World Finance

7959 Vaughn Rd, Montgomery, AL 36116, USA

+1 (334) 260-0221

www.loansbyworld.com

Valley Bank ATM

5400 Atlanta Hwy, Montgomery, AL 36109, USA

+1 (334) 270-3050

www.valley.com

Community Bank

3290 Dauphin St Suite 200, Mobile, AL 36606, USA

+1 (251) 338-6226

www.communitybank.net

Woodforest Bank

626 Olive St SW, Cullman, AL 35055, USA

+1 (256) 775-0245

www.woodforest.com

Lifestyle Cash Advance

320 Woodward Ave # B, Muscle Shoals, AL 35661, USA

+1 (256) 381-3655

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