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3.8 5 reviews

117 N Main St, Wedowee, AL 36278, USA
+1 (256) 357-4936
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–1PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
Closed

Feedback about Small Town Bank?

Here you see the reviews of our customers.

Great service for small businesses.

Gregg Fay

Really nice people too deal with

Alta Graham

Don't waste your time with this bank.

Craig Harber

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Wedowee, Alabama

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

It is simple and quick to take out payday loans in Wedowee, Alabama. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Small Town Bank help take out a loan in Wedowee, Alabama?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Wedowee, Alabama. The company will assess many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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Small Loans Inc

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Edward Jones - Financial Advisor: John T Davis

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Marion Bank & Trust Company

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Discount Title Pawn

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World Finance

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+1 (334) 340-0046

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Always Money

414 N Craft Hwy, Chickasaw, AL 36611, USA

+1 (251) 456-8823

alwaysmoney.com

River Bank & Trust

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+1 (334) 290-2720

riverbankandtrust.com

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