Welcome to Our Online Loan Referral Service


Centre, AL 35960, USA

What people think about Local Cash Advance?

Below you get acquainted with some of the opinions of our customers.

I always use Local Cash Advance when it need a payday loan. The application process is hassle-fee. No troubles.

Lurline Smith

Recently I needed $700 to cover utility bills. I decided to apply via Local Cash Advance. They only approved me for $600 but the process itself was hassle-free, and their rates were favorable.

Candido West

It wanted to rebuild my credit because I had no chances of getting accepted for a business loan. So I applied for a payday loan via Local Cash Advance. Took out 3 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very nice lender.

Mrs. Hellen Zboncak I

I had problems with paying back my bank loan and was not sure I would get accepted for a loan with Local Cash Advance . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $700 online. Fortunately I got an approval!!! They literally saved my life.

Kylee Mertz II

Pay Attention

Now you can read general features of payday loans.

Payday Loans in Centre, Alabama

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Centre, Alabama. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on other circumstances. They will check your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Centre, Alabama

Money Store

33707 US-280, Childersburg, AL 35044, USA

+1 (256) 378-7240

alwaysmoney.com

Pay Day Cash Advance & Title Loans

910 Fort Dale Rd, Greenville, AL 36037, USA

Easy Money

1001 Bankhead Hwy W, Birmingham, AL 35204, USA

+1 (205) 397-1200

www.ccfi.com

Cash 2 Go

3909 US-80, Phenix City, AL 36870, USA

+1 (334) 298-0612

www.titlecash.com

ServisFirst Bank

2 N Royal St, Mobile, AL 36602, USA

+1 (251) 544-6950

www.servisfirstbank.com

Regions Bank

100 W Roosevelt Ave, Foley, AL 36535, USA

+1 (251) 213-2150

www.regions.com

First Community Bank

19645 N 3rd St B, Citronelle, AL 36522, USA

+1 (251) 866-5593

www.thefirstbank.com

Bank of Parrish

6186 AL-269, Parrish, AL 35580, USA

+1 (205) 686-5076

www.fnbhamilton.com

Check `n Go

740 S Schillinger Rd S Ste B-9, Mobile, AL 36695, USA

+1 (251) 633-7977

locations.checkngo.com

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