What people think about Local Cash Advance?
Below you get acquainted with some of the opinions of our customers.
I always use Local Cash Advance when it need a payday loan. The application process is hassle-fee. No troubles.
Lurline Smith
Recently I needed $700 to cover utility bills. I decided to apply via Local Cash Advance. They only approved me for $600 but the process itself was hassle-free, and their rates were favorable.
Candido West
It wanted to rebuild my credit because I had no chances of getting accepted for a business loan. So I applied for a payday loan via Local Cash Advance. Took out 3 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very nice lender.
Mrs. Hellen Zboncak I
I had problems with paying back my bank loan and was not sure I would get accepted for a loan with Local Cash Advance . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $700 online. Fortunately I got an approval!!! They literally saved my life.
Kylee Mertz II
Pay Attention
Now you can read general features of payday loans.
Payday Loans in Centre, Alabama
A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans may seem like an easy and fast solution to a short-term problem in Centre, Alabama. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on other circumstances. They will check your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Centre, Alabama
Money Matters Title Loans
850 Tuscaloosa St Suite C, Greensboro, AL 36744, USA
+1 (334) 624-9997
moneymatterslending.com
TIAA Financial Services
2545 Highland Ave Suite 100, Birmingham, AL 35205, USA
+1 (844) 800-4980
locations.tiaa.org
Local Finance and Tax Service of Pell City
311 Martin St N, Pell City, AL 35125, USA
+1 (205) 338-7514
www.localmgmt.net
Cadence Bank - HWY 119 Branch
6801 Cahaba Valley Rd #100, Birmingham, AL 35242, USA
+1 (205) 981-4700
cadencebank.com
