Welcome to Our Online Loan Referral Service


1925 W Main St #103c, Centre, AL 35960, USA
+1 (256) 927-2472
www.fandm.bank
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Farmers & Merchants Bank?

Here you see the reviews of our customers.

Farmers & Merchants Bank is quite good, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The managers in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Stacey Corkery

Farmers & Merchants Bank applied for a cash advance secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Nyah Lowe

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Centre, Alabama

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Centre, Alabama is issued easily and fast. The interest percentage is set considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Farmers & Merchants Bank help take out a loan in Centre, Alabama?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Centre, Alabama. The company will assess many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Centre, Alabama

Great American Loans

2975 Woodley Rd, Montgomery, AL 36111, USA

+1 (334) 284-8228

Title Cash

5253 Hwy 90 West Service Rd E, Mobile, AL 36619, USA

+1 (251) 602-5675

Regions Bank

421 Hwy 43 S, Saraland, AL 36571, USA

+1 (251) 438-8100

www.regions.com

BancorpSouth Bank

103 Main St, Grove Hill, AL 36451, USA

+1 (251) 275-3175

www.bancorpsouth.com

Check Into Cash

915 Jefferson St SE, Athens, AL 35611, USA

+1 (256) 232-9466

local.checkintocash.com

Credit Central

630 W Fort Williams St, Sylacauga, AL 35150, USA

+1 (256) 245-5199

www.creditcentralllc.com

Easy Money

1552 Montclair Rd, Birmingham, AL 35210, USA

+1 (205) 956-2424

www.ccfi.com

Advance America

3721 20th Ave #9, Valley, AL 36854, USA

+1 (334) 768-0622

www.advanceamerica.net

Central State Bank of Calera

11025 AL-25, Calera, AL 35040, USA

+1 (205) 668-0711

www.centralstatebank.com

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