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Feedback about SmartBank?
Here you grapple with the feedback of our clients.
I trusted SmartBank when it was necessary to get a payday loan. I filled in an application quickly. No problems.
Miss Adele Sporer
I apply quite often. I am satisfied with the terms. There is online round the clock service.
Pansy Deckow
I often issue a loan to a card in SmartBank. It is very efficient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the nuances.
Bennett Will
The payday loan is transferred easily and quickly. There is a minus - a great interest rate when paying off a loan.
Retha Casper
I recommend SmartBank to everyone, I am applying for the second time. Everything is great!
Mario Bogan
Pay Attention
Above-defined info provides the details about a certain lending company. Below-specified info is oriented on common information about payday loans.
Payday Loans in Chatom, Alabama
The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.
This financial product in Chatom, Alabama is taken out simply and quickly. The interest rate is specified depending on the category of the customer: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will SmartBank help take out a loan in Chatom, Alabama?
- Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with person-related data. It will take several minutes to process the application. The money are credited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every borrower should enter the following data:
Then you have to submit an application and recieve an offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Chatom, Alabama. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.
APR Calculator
Other Payday Lenders in Chatom, Alabama
Bank Independent Russellville Village Square
13566 US-43, Russellville, AL 35653, USA
+1 (256) 386-5000
www.bibank.com
