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Loan agency in Phenix City, Alabama

1411 Highway 280 Byp, A, Phenix City, AL 36867, USA
+1 (334) 291-5413
www.creditcentralllc.com
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
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Domain Info

Created Date

2012-12-20

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

creditcentralllc.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

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Further there will be presented the details about not a definite lending company. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Phenix City, Alabama

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Phenix City, Alabama is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a client will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Credit Central help issue a payday loan in Phenix City, Alabama?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Phenix City, Alabama. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

DO Rite N Ride Title Loan

75261 AL-77, Lincoln, AL 35096, USA

+1 (205) 763-0955

Regional Finance

700 Airport Rd SW UNIT E, Huntsville, AL 35802, USA

+1 (256) 881-9899

branches.regionalfinance.com

Check `n Go

1775 Opelika Rd Unit 13, Auburn, AL 36830, USA

+1 (334) 501-7700

locations.checkngo.com

Ameris Bank

2200 E Main St, Dothan, AL 36301, USA

+1 (334) 677-3063

banks.amerisbank.com

Regions Bank

1105 Highland Ave, Selma, AL 36701, USA

+1 (334) 410-9800

www.regions.com

1st Franklin Financial

3000 Pepperell Pkwy Suite 6, Opelika, AL 36801, USA

+1 (334) 705-6414

locations.1ffc.com

Sharp Personal Loans

2391 Jordan Ln SW, Huntsville, AL 35805, USA

+1 (256) 952-7457

sharppersonalloans.com

America's First Federal Credit Union

300 4th Ave SW, Cullman, AL 35055, USA

+1 (256) 734-4750

www.amfirst.org

BankFirst

42233 AL-195, Haleyville, AL 35565, USA

+1 (205) 486-5263

bankfirstfs.com

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