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Feedback about APCO Employees Credit Union?
Here you get acquainted with the reviews of our customers.
I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.
Arch Schoen
100% sly company. They ask for a photo then distribute on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.
Prof. Mariano Zboncak IV
I tried to borrow money from APCO Employees Credit Union. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.
Marilie Kiehn
Pay Attention
Further there will be given the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.
Payday Loans in Chelsea, New York
A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.
Hassle-free financial products are known as payday loans in Chelsea, ny. They are taken out at individual interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.
APR
25% small loan cap
How will APCO Employees Credit Union help issue a loan in Chelsea, New York?
- Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with customer data. It will take some minutes to review the application. The money are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every customer should fill out the following data:
After filling in an application, submit it and get the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Chelsea, New York. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will show the cost of the loan. It takes seconds to see the outcome.
APR Calculator
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