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3.7 9 reviews
Loan agency in Cullman, Alabama

1602 2nd Ave SW, Cullman, AL 35055, USA
+1 (256) 734-9860
alwaysmoney.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2007-12-23

Mailing Address

Alabama, United States

Company Name

Always Money

Always Money

Contact Data

Feedback about Always Money?

Here you see the reviews of our clients.

Donna and Melinda are amazing ... best loan company I’ve been to.

Vita Grant

Very rude and unprofessional and would not recommed to anyone.

Rosalinda Russel II

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes users get acquainted general information about payday loans.

Payday Loans in Cullman, Alabama

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Cullman, Alabama are issued hassle-free. The interest rate is conditional on the customer's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates lenders guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Always Money help issue a loan in Cullman, Alabama?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% deny the request when lenders in Cullman, al will assess other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

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