First Colonial Bank Payday Loans Review

Organization owner?

34023 US-98, Lillian, AL 36549, USA

+1 (251) 962-7428

Feedback about First Colonial Bank?

Here you read the feedback of our clients.

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid off on time, it can be either extended or repaid ahead of schedule.

Mrs. Allie Wolf

The cash advance is transferred easily and quickly. There is a minus - a great commission when repaying a loan.

Whitney Runolfsson

It was significant to improve the credit rating, because there is practically no chance of getting a cash advance at a good interest rate. As a result, I contacted First Colonial Bank. The score improved after several loans paid off.

Narciso Davis

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Lillian, Alabama

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Lillian, Alabama is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First Colonial Bank help take out a loan in Lillian, Alabama?

Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with person-related data. It will take several minutes to process the form. The funds are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Lillian, Alabama. They estmate many other factors before taking out a cash advance. One of them is solvency. This is a way to improve your credit history.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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