Feedback about First Colonial Bank?
Here you read the feedback of our clients.
Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid off on time, it can be either extended or repaid ahead of schedule.
Mrs. Allie Wolf
The cash advance is transferred easily and quickly. There is a minus - a great commission when repaying a loan.
Whitney Runolfsson
It was significant to improve the credit rating, because there is practically no chance of getting a cash advance at a good interest rate. As a result, I contacted First Colonial Bank. The score improved after several loans paid off.
Narciso Davis
Pay Attention
Above there are details about a certain lending company. Below every reader may grapple with the essence of payday loans.
Payday Loans in Lillian, Alabama
Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.
Such financial products as payday loan in Lillian, Alabama is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will First Colonial Bank help take out a loan in Lillian, Alabama?
- Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with person-related data. It will take several minutes to process the form. The funds are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
Then you have to press a Submit button and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Lillian, Alabama. They estmate many other factors before taking out a cash advance. One of them is solvency. This is a way to improve your credit history.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Lillian, Alabama
MAX Credit Union ATM
3000 Robert Trent Jones Trail, Opelika, AL 36801, USA
+1 (334) 260-2600
www.mymax.com
Cash Mart Inc
2516 Sparkman Dr NW UNIT B, Huntsville, AL 35810, USA
+1 (256) 858-9393
firstchoicepaydayloans.com
Edward Jones - Financial Advisor: Matt Blevins
19267 A S Greeno Rd ste 2, Fairhope, AL 36532, USA
+1 (251) 990-9916
www.edwardjones.com
