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4.9 7 reviews

900 2nd Ave SW, Cullman, AL 35055, USA
+1 (256) 734-8110
www.merchantsbankal.com
Friday
8:30AM–5:30PM
Saturday
7:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM

Domain Info

Created Date

2006-06-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Merchants Bank of Alabama?

Below you see some of the testimonials of our clients.

Great people to interact with.

Angel Mitchell I

Wonderful professional friendly staff!

Mrs. Lorna Wintheiser II

Great selection of clothes at very low prices, warm environment, friendly staff.

Shana Botsford

Great customer service and good selection of clothing 🙂👍

Irma Kub

It's locked and You wait for ever if you don't get someone to open the door.

Dr. Elian Krajcik I

Pay Attention

Above there is information about a precise loan provider. Below you can read common features of payday loans.

Payday Loans in Cullman, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans may become an easy and speedy solution to a short-term problem in Cullman, Alabama. Loans from payday lenders can get you funds quickly. Your interest rate will depend on a few factors.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can rescue people who have low credit scores or have no credit history. But we remind you that as with any borrowing you should only consider applying for a payday loan if you are convinced that you can make payments on time.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

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