Welcome to Our Online Loan Referral Service


393 Azalea Rd, Mobile, AL 36609, USA
+1 (251) 343-7070
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

What people think about Southern Financial Services?

Below you read some of the opinions of our clients.

Happy people happy place.

Victor Littel

Clean establishment and courteous employees...

Mrs. Delpha Collier

Delicious food and friendly staff clean rest rooms

Eric Blanda

Loved the atmosphere of the Office as I walked inside.

Shanelle Tillman II

Great place to get your sand, sand clay or topsoil.

Iva Veum

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Mobile, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Mobile, Alabama. The entire process is effortless. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit score. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to find out the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Mobile, Alabama

First Colonial Bank

34023 US-98, Lillian, AL 36549, USA

+1 (251) 962-7428

First South Farm Credit

700 US-80, Demopolis, AL 36732, USA

+1 (334) 289-3280

firstsouthland.com

Acceptance Loan Company, Inc.

414 Martin St S, Pell City, AL 35128, USA

+1 (205) 338-6697

www.acceptanceloan.com

1st Franklin Financial

24833 John T Reid Pkwy Suite 3-B, Scottsboro, AL 35768, USA

+1 (256) 259-1997

locations.1ffc.com

All In Credit Union

1380 E Cottonwood Rd, Dothan, AL 36301, USA

+1 (334) 598-4411

allincu.com

Investar Bank

120 Big Valley Dr, Alexandria, AL 36250, USA

+1 (256) 847-8802

www.investarbank.com

1st Franklin Financial

1017 Crossroads Plaza Dr, Moody, AL 35004, USA

+1 (205) 640-7551

locations.1ffc.com

Quic!oans

150 Industrial Blvd, Leesburg, AL 35983, USA

+1 (256) 526-7131

OneMain Financial

1222 Lee St, Alexander City, AL 35010, USA

+1 (256) 234-7191

www.onemainfinancial.com

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