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Feedback about Merchants Bank of Alabama?
Here you read the reviews of our clients.
Great service so far I've been with them for about six months.
Alize Bayer
Excellent customer service !
Jaunita Predovic
Outstanding customer service.
Chad Conn
Pay Attention
The first three points specify the certain lender. In other turn, below-specified info makes readers grapple with common information about payday loans.
Payday Loans in Cullman, Alabama
Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.
Such financial products as payday loan in Cullman, Alabama is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a customer will recieve.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will Merchants Bank of Alabama help take out a loan in Cullman, Alabama?
- 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every customer should enter the following data:
Then submit an application to recieve an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Cullman, Alabama. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit history.
The following general points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Cullman, Alabama
Heritage South Credit Union
60 Gene E Stewart Blvd, Sylacauga, AL 35151, USA
+1 (256) 245-4776
www.myhscu.com
Advance America
8572 Madison Blvd Ste. "P, Madison, AL 35758, USA
+1 (256) 461-7691
www.advanceamerica.net
1st Franklin Financial
6200 Mastin Lake Rd NE Suite D, Huntsville, AL 35810, USA
+1 (256) 851-4141
locations.1ffc.com
