Welcome to Our Online Loan Referral Service

4.9 8 reviews

5909 4855, AL-157, Cullman, AL 35058, USA
+1 (256) 734-8110
merchantsbankal.bank
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Merchants Bank of Alabama?

Here you read the reviews of our clients.

Great service so far I've been with them for about six months.

Alize Bayer

Excellent customer service !

Jaunita Predovic

Outstanding customer service.

Chad Conn

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Cullman, Alabama

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Cullman, Alabama is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a customer will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Merchants Bank of Alabama help take out a loan in Cullman, Alabama?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Cullman, Alabama. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Cullman, Alabama

Check Cash Co

242 McCurdy Ave S, Rainsville, AL 35986, USA

+1 (256) 638-9500

Investar Bank

1100 Quintard Ave, Anniston, AL 36201, USA

+1 (256) 237-8000

www.investarbank.com

City National Bank - ATM

3220 Woodward Ave, Muscle Shoals, AL 35661, USA

+1 (256) 389-0080

Citizens Bank & Trust

13870 Highway 231 431 North, Hazel Green, AL 35750, USA

+1 (256) 828-1611

www.citizensbanktrust.com

Citizens Finance of Fort Payne, Inc.

227 Glenn Blvd SW, Fort Payne, AL 35967, USA

+1 (256) 845-2698

www.citizensfinance.biz

Easy Money

2168 Green Springs Hwy, Birmingham, AL 35205, USA

+1 (205) 942-0001

www.ccfi.com

Renasant Bank

1309 Stratford Rd SE, Decatur, AL 35601, USA

+1 (256) 301-6459

www.renasantbank.com

Advance America

3000 Pepperell Pkwy #10, Opelika, AL 36801, USA

+1 (334) 737-3320

www.advanceamerica.net

Synovus Bank

3726 Highway 431 N, Phenix City, AL 36867, USA

+1 (888) 796-6887

www.synovus.com

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