Welcome to Our Online Loan Referral Service


2200 7th Ave SW, Cullman, AL 35055, USA
+1 (800) 840-4458
merchantsbankal.com

Domain Info

Created Date

2006-06-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Merchants Bank?

Here you see the feedback of our clients.

I submit an application very often. I am satisfied with the terms. There is online day and night service.

Fanny Mohr

I took the first loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Amaya Brekke I

Not the first time I use Merchants Bank. The service is competent. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It assists a lot when money is urgently needed.

Carley Emmerich

Only an ID is needed to submit an application. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Nicholaus Steuber

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Cullman, Alabama

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is easy and quick to issue payday loans in Cullman, Alabama. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Merchants Bank help issue a payday loan in Cullman, Alabama?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be deposited to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Cullman, al will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

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World Finance

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+1 (205) 608-3770

www.loansbyworld.com

Advance America

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+1 (205) 384-1379

www.advanceamerica.net

North American Title Loans

205 Cox Creek Pkwy, Florence, AL 35630, USA

+1 (256) 760-1833

www.northamericantitleloans.net

Valley Bank

1946 E Glenn Ave, Auburn, AL 36830, USA

+1 (334) 821-8127

locations.valley.com

Joe's Pawn - Title & Check

1597 Montgomery Hwy #1, Dothan, AL 36303, USA

+1 (334) 792-0069

www.joespawn.net

TitleMax Title Loans

3051 US-31 South, Pelham, AL 35124, USA

+1 (205) 621-9180

www.titlemax.com

Century Bank

5370 Highway 90 West, Mobile, AL 36619, USA

+1 (251) 665-7020

centurybank.net

Tuscaloosa VA Credit Union

3701 Loop Rd, Tuscaloosa, AL 35404, USA

+1 (205) 556-7819

www.tvacu.com

TitleMax Title Loans

1821 Pinson Valley Pkwy, Tarrant, AL 35217, USA

+1 (205) 808-0506

www.titlemax.com

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