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5 3 reviews

44 Butler St #1710, Cullman, AL 35058, USA
+1 (256) 796-8600
www.merchantsbankal.com
Thursday
8:30AM–4:30PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM

Domain Info

Created Date

2006-06-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Merchants Bank of Alabama?

Below you see some of the opinions of our clients.

I always use Merchants Bank of Alabama when it need a cash advance. The application process is trouble-free. No troubles.

Cooper Balistreri

Thanks!! The money were transferred to my bank account as promised – within 3 hours. I closed the debt early and had no complaints. The process is speedy and legit. Be a responsible customer and you will have no troubles.

Arvilla Denesik

They only ask for an ID to get approve. Last month I was broke and needed some cash to survive. These guys saved me although I had a bad credit score. Quick and safe process. Very happy!!

Shania Dibbert MD

I recommend Merchants Bank of Alabama to every person who need extra money. I’ve been using them for 2nd time. Always fantastic service!

Prof. Gus Cremin

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Cullman, Alabama

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Cullman, Alabama. The APR will be set individually for each case and will depend on the personal details the applicant filled in.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit score. Payday loan approvals depend very much on specific circumstances. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to find out the definite cost of the payday loan even before applying.

APR Calculator

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