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Loan agency in Decatur, Alabama

1029 6th Ave SE, Decatur, AL 35601, USA
7 years in business
www.paydayloanservices.org
Friday
9AM–6PM
Saturday
10AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Payday Advance?

Here you read the feedback of our clients.

Payday Advance seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Mr. Ambrose Murray II

I addressed Payday Advance. Everything was done fast. Only pleasant impressions remained!

Merritt Blanda

Payday Advance is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on schedule. The operators in those support are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Edmund Cassin

I took the first loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Henriette Larson

Pay Attention

Lending companies are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Decatur, Georgia

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Decatur, Georgia is taken out easily and fast. The interest rate is set respecting the category of the customer: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

10% small loan cap

How will Payday Advance help issue a loan in Decatur, Georgia?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Decatur, Georgia. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Decatur, Alabama

Cash Express

1100 US-31, Hartselle, AL 35640, USA

+1 (256) 773-1134

www.cashexpressllc.com

Metro Bank

1022 Coleman St, Heflin, AL 36264, USA

+1 (256) 463-8900

www.metrobankpc.com

TitleBucks Title Loans

1618 Broad St, Selma, AL 36701, USA

+1 (334) 877-3741

www.titlebucks.com

WinSouth Credit Union

199 Independent Dr, Rainbow City, AL 35906, USA

+1 (256) 543-2252

www.winsouthcu.com

World Acceptance

1020 Schillinger Rd S # C, Mobile, AL 36695, USA

+1 (251) 633-5227

www.fastcash24.club

Fast Cash

50643 AL-277, Bridgeport, AL 35740, USA

+1 (256) 495-3366

MoneyGram

4718 St Stephens Rd, Eight Mile, AL 36613, USA

+1 (251) 452-0356

locations.moneygram.com

America's First Federal Credit Union

3052 Allison-Bonnett Memorial Dr, Hueytown, AL 35023, USA

+1 (205) 491-5000

www.amfirst.org

OneMain Financial

1222 Lee St, Alexander City, AL 35010, USA

+1 (256) 234-7191

www.onemainfinancial.com

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