A1 Title Pawn Payday Loans Review

Organization owner?

2109 Danville Rd SW, Decatur, AL 35601, USA

7 years in business

+1 (256) 355-9694

What people think about A1 Title Pawn?

Below you find some of the opinions of our customers.

Thanks!! The funds were sent to my bank account as agreed – the next day. I paid off the loan in a timely manner and had no problems. The process is convenient and legit. Be a responsible borrower and you will have no problems.

Dr. Mallory Bogan

I asked A1 Title Pawn for financial assistance. Everything was done very fast. Had the money in my account the same evening. Employees are very competent. Best experience!

Alek Quigley MD

Was invited to a gender party but was empty at that time. A friend recommended me to address A1 Title Pawn. And I did. This was the best decision! Yes, the interest rate was high but I suppose it’s because I had poor credit. In general, The process was effortless.

Dr. Dan Lueilwitz

Pay Attention

Above there is information about a definite loan provider. Below you can read common characteristics of payday loans.

Payday Loans in Decatur, Georgia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans may be an easy and fast solution to a short-term problem in Decatur, Georgia. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.

APR

10% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit rating an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments as agreed in the contract.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.