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3.5 11 reviews
Loan agency in Oneonta, Alabama

922 2nd Ave E, Oneonta, AL 35121, USA
+1 (205) 660-2400
www.ccfi.com
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Feedback about Easy Money?

Here you read the feedback of our customers.

Amy is by far the nicest, most helpful person in the store!!

Kyleigh Kemmer

Great customer service

Dandre Lemke

They kept saying I never paid it off.

Efren Borer III

Pay Attention

Further there will be shown the details about not a certain lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Oneonta, New York

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Oneonta, New York is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

25% small loan cap

How will Easy Money help issue a payday loan in Oneonta, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Oneonta, New York. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Oneonta, Alabama

EZ Money

6600 Atlanta Hwy, Montgomery, AL 36117, USA

+1 (334) 271-2308

Bryant Bank

1804 4 Mile Post Rd SE, Huntsville, AL 35802, USA

+1 (256) 217-5170

locations.bryantbank.com

Spinks Financial

1205 Ashville Rd # 200, Montevallo, AL 35115, USA

+1 (205) 665-9580

BankFirst

29 Heck St, Lynn, AL 35575, USA

+1 (205) 893-5100

TitleBucks

602 Hwy 78 W, Jasper, AL 35501, USA

+1 (205) 221-2104

www.titlebucks.com

BBVA Bank

315 S 6th St, Opelika, AL 36801, USA

+1 (334) 887-1276

www.bbvausa.com

World Finance

814 Pelham Rd S, Jacksonville, AL 36265, USA

+1 (256) 435-7700

www.loansbyworld.com

Regions Bank

1901 Cobbs Ford Rd, Autaugaville, AL 36003, USA

+1 (800) 734-4667

www.regions.com

ATM (Regions Bank)

5982 AL-157, Cullman, AL 35058, USA

www.regions.com

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