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3.6 9 reviews
Loan agency in Decatur, Alabama

909 C, 6th Ave SE, Decatur, AL 35601, USA
+1 (256) 686-1706
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

Feedback about Service Loan and Tax?

Here you see the reviews of our clients.

Great group of ladies!

Rafael Graham

Can't wait to get rid of them.

Aliya Streich

Friendly staff,crean restrooms,an i love There pizza

Kennith Blanda

Clean store friendly owners and employees

Vergie Steuber

Just very rude and not customer friendly at all!

Emiliano Schneider

Pay Attention

Lending companies are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Decatur, Georgia

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Problem-free financial products are considered as payday loans in Decatur, ga. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

10% small loan cap

How will Service Loan and Tax help issue a loan in Decatur, Georgia?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Decatur, ga consider this circumstance not a hindrence to take out a loan. The borrower of a payday loan should be ready to objectively estimate financial capabilities, take out a loan, repay the debt on schedule and not only solve current problems, but enhance the credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Decatur, Alabama

BBVA Bank

1433 Opelika Rd, Auburn, AL 36830, USA

+1 (334) 887-1226

www.bbvausa.com

Cash Exchange

1029 6th Ave SE, Decatur, AL 35601, USA

+1 (256) 353-1111

www.midcityjewelry.com

TitleMax Title Loans

92 15th St, Tuscaloosa, AL 35401, USA

+1 (205) 752-1552

www.titlemax.com

Title Cash

700 Highway 31 SW, Hartselle, AL 35640, USA

+1 (256) 751-2835

www.titlecash.com

Tower Loan

1750 Opelika Rd J, Auburn, AL 36830, USA

+1 (334) 321-9039

www.towerloan.com

Direct Loans

1500 Government St #23, Mobile, AL 36604, USA

+1 (855) 289-0233

Oxford Pawn & Gun

729 Snow St, Oxford, AL 36203, USA

+1 (256) 831-8895

Alabama Title Loans, Inc.

1200 Snow St, Anniston, AL 36203, USA

+1 (256) 835-7050

alabamatitleloansinc.com

Investar Bank

120 Big Valley Dr, Alexandria, AL 36250, USA

+1 (256) 847-8802

www.investarbank.com

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