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5 reviews
Loan agency in Decatur, Alabama

2699 Sandlin Rd SW, Decatur, AL 35601, USA
3 years in business
+1 (256) 280-3540
1stheritagecredit.com
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

2006-02-28

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about 1st Heritage Credit?

Below you get acquainted with some of the reviews of our customers.

They approve applicants immediately and transfer funds the same day. But beware – they charge high fees for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Andre Kohler

I have already used this lender 3 times and I was very happy with the rates. This is the only 24/7 website with affordable rates in my town.

Dorris Feeney IV

They approve applicants immediately and transfer money the next day. But be careful – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Prof. Jay Windler IV

The process was as easy as possible, quick. No collateral needed. Thank you a lot. Love their 24/7 customer support. No issues. Would apply again.

Arno Wilkinson

1st Heritage Credit seems credible. At least they charge no hidden fees. This was the only company that accepted me for a cash advance.

Dr. Ezra Kessler

They approve applicants instantly and transfer funds the same day. But beware – they charge high penalties for delayed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Dangelo Wehner

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Decatur, Georgia

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Decatur, Georgia is are easy to get. The interest rate is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

10% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are companies who may be happy to give you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

Other Payday Lenders in Decatur, Alabama

EasyMoney

13571 St Stephens Ave, Chatom, AL 36518, USA

+1 (251) 847-6339

www.goeasymoney.com

MAX Credit Union

10 E Selfridge St, Montgomery, AL 36112, USA

+1 (334) 215-5470

www.mymax.com

Community Loans of America

1011 College Ave, Jackson, AL 36545, USA

+1 (251) 247-0330

Quik Pawn Shop

1361 N Ripley St, Montgomery, AL 36104, USA

+1 (334) 834-7296

www.quikpawnshop.com

Covington Credit

1605 Beltline Rd SW Ste D-10, Decatur, AL 35601, USA

+1 (256) 355-0224

www.mymoneytogo.com

Advance America

155 9th Ave Ste. 109, Foley, AL 36535, USA

+1 (251) 943-3017

www.advanceamerica.net

Quik Pawn Shop

7737 1st Ave N, Birmingham, AL 35206, USA

+1 (205) 833-9684

quikpawnshop.com

BBVA Bank

1151 Bankhead Hwy W, Birmingham, AL 35204, USA

+1 (205) 297-3190

www.bbvausa.com

Regions Bank

7990 Hwy 72 W, Madison, AL 35758, USA

+1 (256) 258-7220

www.regions.com

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