Welcome to Our Online Loan Referral Service

3.7 3 reviews

1314 6th Ave SE, Decatur, AL 35601, USA
+1 (256) 308-9722
southpoint.bank
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about SouthPoint Bank Home Mortgage?

Below you see some of the testimonials of our customers.

My name is amber mangum and I loved working with darlene and her group for my home loan, they were very friendly and always worked with me on things, they are very thorou

Leonor Schinner

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Decatur, Georgia

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Decatur, Georgia is are simple to get. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

10% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on specific circumstances. Lenders will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to learn the definite cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Decatur, Alabama

Small Loans Inc

514 Kirkland St # A, Abbeville, AL 36310, USA

+1 (334) 585-6476

Regional Finance

2140 E University Dr Suite E, Auburn, AL 36830, USA

+1 (334) 887-4440

branches.regionalfinance.com

Cash Express

545 N Brindlee Mountain Pkwy, Arab, AL 35016, USA

+1 (256) 931-5405

www.cashexpressllc.com

MoneyGram

108 Saraland Loop, Saraland, AL 36571, USA

+1 (251) 679-6242

locations.moneygram.com

Lendmark Financial Services LLC

2701 Mall Rd Suite 14, Florence, AL 35630, USA

+1 (256) 275-4052

www.lendmarkfinancial.com

Regions Bank

4203 Ross Clark Cir, Dothan, AL 36303, USA

+1 (334) 836-6440

www.regions.com

Credit Central

1122 Main St, Roanoke, AL 36274, USA

+1 (334) 436-8062

www.creditcentralllc.com

CB&S Bank

11963 AL-157, Moulton, AL 35650, USA

+1 (256) 974-6020

www.cbsbank.com

America's First Federal Credit Union

31 Commons Way, Oxford, AL 36203, USA

+1 (256) 237-1684

www.amfirst.org

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