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5 51 reviews
Loan agency in Sumiton, Alabama

957 Hwy 78 Ste. 200, Dora, AL 35062, USA
15 years in business
+1 (205) 648-0329
www.advanceamerica.net
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the reviews of our clients.

Brooklynne and Sharon are the absolute best! They went above and beyond to help me with my payday loan. With these troubling times we are currently in, they are sincere …

Sonny Kihn

… and professional. I was very pleased with the customer service I was provided. Going to get a payday can sometimes be embarrassing and overwhelming. I have used …

Yazmin Feil

Very friendly and personable staff.

Lourdes Hane

Great shop and artist very professional will be going back for more work

Mr. Garland Douglas

Great shop both of their locations

Sedrick Prosacco

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Dora, Alabama

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Dora, Alabama is taken out simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Advance America help take out a payday loan in Dora, Alabama?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Dora, al consider this circumstance not an obstacle to take out a loan. The customer of a loan should be ready to objectively assess financial capabilities, take out a loan, pay back the debt on a due date and not only handle current issues, but enhance the credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Dora, Alabama

Regions Bank

3961 US-280, Alexander City, AL 35010, USA

+1 (256) 397-8680

www.regions.com

Complete Cash

6468 US-431, Albertville, AL 35950, USA

+1 (256) 891-8488

completecash.net

Edward Jones - Financial Advisor: Brett Laney, CFP®|AAMS®

312 Merchants Walk #2A, Tuscaloosa, AL 35406, USA

+1 (205) 759-3023

www.edwardjones.com

SmartBank

158 Commerce St, McIntosh, AL 36553, USA

+1 (251) 944-2211

www.smartbank.com

Advance America

1725 Ashville Rd #109, Leeds, AL 35094, USA

+1 (205) 699-8500

www.advanceamerica.net

The First National Bank

615 Park St, Troy, AL 36081, USA

+1 (334) 670-2057

www.f-n-b.com

World Acceptance

439 Fieldstown Rd, Gardendale, AL 35071, USA

+1 (205) 608-3770

Tower Loan

1230 S Eufaula Ave, Eufaula, AL 36027, USA

+1 (334) 619-9963

www.towerloan.com

A1 Quik Cash Advance Co

1110 Quintard Ave, Anniston, AL 36201, USA

+1 (256) 231-2333

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