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4.3 4 reviews
Loan agency in Fayette, Alabama

2302 Temple Ave N, Fayette, AL 35555, USA
+1 (205) 932-8080
locations.1ffc.com
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–1:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

1996-12-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about 1st Franklin Financial?

Here you get acquainted with the feedback of our clients.

No matter how much submitted an application for a payday loan. Constantly refused. No idea why?

Katelyn Ledner I

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a loan for 16 days. As a result, I paid $850 with all the charges.

Amani Homenick

Sky-scraper interest rate. When paying back a payday loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Jarrett Brakus

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Catherine Farrell

I issued cash advance from 1st Franklin Financial 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller amount.

Talia Moore

I tried to borrow money from 1st Franklin Financial. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Margie Pacocha MD

Pay Attention

Above-shown info provides the details about a definite lender. Below-shown info is devoted to general information about payday loans.

Payday Loans in Fayette, New York

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Fayette, New York is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

25% small loan cap

How will 1st Franklin Financial help take out a loan in Fayette, New York?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Fayette, New York. They assess many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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