What people think about Southern Loans?
Below you find some of the opinions of our clients.
I had problems with paying off my bank loan and was not sure I would get accepted for a loan with Southern Loans . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $300 online. Fortunately I got accepted!!! They literally saved my life.
Yasmin Dickens
They only ask for an ID to get approve. Last month I was ill and needed extra money to survive. These guys accepted me although I had a bad credit score. Online and transparent process. !
Mr. Franco Bernier IV
They approve applicants immediately and transfer money the same day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Omari Franecki
I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it on time. Love this lender for their affordable rates. Other lenders in my city charge sky high interest!
Dr. Amos Jenkins
Yesterday I urgently needed $600 to pay for a car repair. I submitted an application form via the website of Southern Loans. I entered the basic personal data. No phone calls. The necessary amount was approved within 15 minutes. The money was deposited to my bank account the next day. Cool lender!
Melisa Marvin
Important
The previous three items describe a specific lending service. But below you can read common details about payday loans.
Payday Loans in Florala, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans in Florala, Alabama is are easy to access. The interest rate is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Payday loans are created for consumers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Florala, al accept individuals with bad credit. You can apply for a bad credit payday loan online 24/7 and if accepted could have the money in your account within several hours.
To get approved for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the real cost of the loan immediately.
APR Calculator
Other Payday Lenders in Florala, Alabama
Heritage South Credit Union
60 Gene E Stewart Blvd, Sylacauga, AL 35151, USA
+1 (256) 245-4776
www.myhscu.com
Navigator Credit Union
5229 Cottage Hill Rd, Mobile, AL 36609, USA
+1 (800) 344-3281
navigatorcu.org
Edward Jones - Financial Advisor: Wayne Petty
119 N Marion St, Athens, AL 35611, USA
+1 (256) 233-1000
www.edwardjones.com
Advance America
3000 Pepperell Pkwy #10, Opelika, AL 36801, USA
+1 (334) 737-3320
www.advanceamerica.net
Hometown Credit Corporation
119 Southland Vlg # F, Troy, AL 36079, USA
+1 (334) 670-0021
www.hometowncreditcorp.com
