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Loan agency in Florala, Alabama

23285 Fifth Ave, Florala, AL 36442, USA
7 years in business
+1 (334) 572-5626

What people think about Southern Loans?

Below you find some of the opinions of our clients.

I had problems with paying off my bank loan and was not sure I would get accepted for a loan with Southern Loans . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $300 online. Fortunately I got accepted!!! They literally saved my life.

Yasmin Dickens

They only ask for an ID to get approve. Last month I was ill and needed extra money to survive. These guys accepted me although I had a bad credit score. Online and transparent process. !

Mr. Franco Bernier IV

They approve applicants immediately and transfer money the same day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!

Omari Franecki

I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it on time. Love this lender for their affordable rates. Other lenders in my city charge sky high interest!

Dr. Amos Jenkins

Yesterday I urgently needed $600 to pay for a car repair. I submitted an application form via the website of Southern Loans. I entered the basic personal data. No phone calls. The necessary amount was approved within 15 minutes. The money was deposited to my bank account the next day. Cool lender!

Melisa Marvin


The previous three items describe a specific lending service. But below you can read common details about payday loans.

Payday Loans in Florala, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans in Florala, Alabama is are easy to access. The interest rate is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.



Max Loan


Min Term

10 days

Max Term

31 days

Why people apply for payday loans?


Car expenses








Home improvement

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Florala, al accept individuals with bad credit. You can apply for a bad credit payday loan online 24/7 and if accepted could have the money in your account within several hours.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the real cost of the loan immediately.

APR Calculator

Other Payday Lenders in Florala, Alabama

Cash America Pawn

1441 Forestdale Blvd, Birmingham, AL 35214, USA

+1 (205) 798-2274

Woodforest Bank

145 Kelley Blvd, Millbrook, AL 36054, USA

+1 (334) 285-4886


World Finance

873 E Battle St E, Talladega, AL 35160, USA

+1 (256) 362-0950


FNB Bank

1535 S Broad St, Scottsboro, AL 35768, USA

+1 (256) 259-3099


Advance America

24833 John T Reid Pkwy L, Scottsboro, AL 35768, USA

+1 (256) 259-8814


Edward Jones - Financial Advisor: Chris Campbell, AAMS®

2015 Cherokee Ave SW Ste C, Cullman, AL 35055, USA

+1 (256) 739-6609


Check Into Cash

1407 N Memorial Pkwy Suite 12, Huntsville, AL 35801, USA

+1 (256) 534-1279


ATM (Regions Bank)

3961 US-280 West, Alexander City, AL 35010, USA

+1 (800) 734-4667


Easy Money

20 W Fairview Ave, Montgomery, AL 36105, USA

+1 (334) 558-9000