Welcome to Our Online Loan Referral Service

4.3 6 reviews

1902 Bruin Dr, Florence, AL 35630, USA
+1 (256) 766-9198
www.alabamacentral.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Created Date

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Contact Data

Feedback about Alabama Central Credit Union?

Here you see the reviews of our customers.

Love love love Alabama Central, I have been a member for 25+years....

Gilbert Keeling

I have no clue if my application was processed.

Kaci Boehm

Pay Attention

Above-shown info offers the details about a definite lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Florence, Massachusetts

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Florence, Massachusetts are issued easily. The interest percentage is dependent on the client's person-related data: if you repay more payday loans, the more reasobanle terms and rates lenders offer.

APR

23% small loan cap

How will Alabama Central Credit Union help take out a payday loan in Florence, Massachusetts?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the application when lenders in Florence, ma will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Florence, Alabama

Southern Financial Services

2350 Airport Blvd, Mobile, AL 36606, USA

+1 (251) 479-6600

Woodforest Bank

1415 7th St S, Clanton, AL 35045, USA

+1 (205) 755-9696

www.woodforest.com

Peoples Bank of Alabama

68870 Main St S, Blountsville, AL 35031, USA

+1 (205) 429-4000

peoplesbankal.com

Advance America

8572 Madison Blvd Ste. P, Madison, AL 35758, USA

+1 (256) 461-7691

www.advanceamerica.net

Hancock Whitney Bank

1712 US-98, Daphne, AL 36526, USA

+1 (800) 448-8812

www.hancockwhitney.com

PNC Bank

250 W Fort Morgan Rd, Gulf Shores, AL 36542, USA

+1 (251) 968-2500

apps.pnc.com

Local Finance & Tax Service

309 Quintard Ave suite b, Anniston, AL 36201, USA

+1 (256) 770-4061

www.localmgmt.net

Fast Cash

452 US-431, Boaz, AL 35957, USA

Advance America

28841-D, US-98, Daphne, AL 36526, USA

+1 (251) 621-0417

www.advanceamerica.net

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