Welcome to Our Online Loan Referral Service

3.8 33 reviews

1301 S McKenzie St, Foley, AL 36535, USA
+1 (850) 505-3200
www.penair.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Pen Air Federal Credit Union?

Here you read the feedback of our customers.

Great staff love banking here

Chet Kuphal

I go this morning 9-11-17 and the location in Foley, Al is closed.

Dr. Rubie Swaniawski DVM

I went into the Foley branch with family to do some banking business.

Nico Stroman

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Foley, Alabama

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Foley, Alabama is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Pen Air Federal Credit Union help take out a payday loan in Foley, Alabama?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Foley, al review this circumstance not a drawback to take out a loan. The customer of a cash advance should be ready to objectively estimate financial abilities, take out a loan, repay the debt on a due date and not only solve current issues, but improve the credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Foley, Alabama

World Finance

14923 Alabama 59 Suites D & E, Foley, AL 36535, USA

+1 (251) 943-3834

www.loansbyworld.com

Advance America

41226 US-280, Sylacauga, AL 35150, USA

+1 (256) 245-4305

www.advanceamerica.net

Upside Business Loans

3701 Rime Village Dr, Hoover, AL 35216, USA

+1 (256) 658-3037

TitleMax Title Loans

720 Skyland Blvd E, Tuscaloosa, AL 35405, USA

+1 (205) 553-3470

www.titlemax.com

CB&S Bank

1045 1st St, Cherokee, AL 35616, USA

+1 (256) 359-6111

www.cbsbank.com

Wells Fargo Bank

250 S 7th St, Gadsden, AL 35901, USA

+1 (256) 439-2400

www.wellsfargo.com

Regions Bank

939 US-80 E, Demopolis, AL 36732, USA

+1 (334) 217-9750

www.regions.com

Covington Credit

1838 S Alabama Ave, Monroeville, AL 36460, USA

+1 (251) 743-3600

www.mymoneytogo.com

Citizens Trust Bank

1700 3rd Ave N, Birmingham, AL 35203, USA

+1 (678) 406-4000

www.ctbconnect.com

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