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Feedback about Pen Air Federal Credit Union?
Here you read the feedback of our customers.
Great staff love banking here
Chet Kuphal
I go this morning 9-11-17 and the location in Foley, Al is closed.
Dr. Rubie Swaniawski DVM
I went into the Foley branch with family to do some banking business.
Nico Stroman
Pay Attention
Further there will be presented the details about not a certain lender. The information below will tell about shared information about payday loans and its specific aspects.
Payday Loans in Foley, Alabama
Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.
Such financial products as payday loan in Foley, Alabama is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will get.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will Pen Air Federal Credit Union help take out a payday loan in Foley, Alabama?
- 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every customer should enter the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Foley, al review this circumstance not a drawback to take out a loan. The customer of a cash advance should be ready to objectively estimate financial abilities, take out a loan, repay the debt on a due date and not only solve current issues, but improve the credit history.
The following general points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.
APR Calculator
Other Payday Lenders in Foley, Alabama
Montana Capital Car Title Loans
1581 Montgomery Hwy Suite 100, Hoover, AL 35216, USA
+1 (205) 827-4582
montanacapital.com
TitleMax Title Loans
1709 Crawford Rd, Phenix City, AL 36867, USA
+1 (334) 732-0500
www.titlemax.com
