Welcome to Our Online Loan Referral Service

4 reviews

1920 Main St, Louisville, AL 36048, USA
+1 (334) 266-5321
www.22ndstatebank.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

2018-05-09

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

22ndstatebank.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

What people think about 22nd State Bank?

Below you read some of the testimonials of our customers.

Recently I had the most desperate situation in my life. I suddenly needed $600 to deal with utility bills. This lender helped me the same day. They were the only website that accepted me for the necessary amount. I dealt with all my troubles. I will surely recommend this lender to my friends. Best service in my life.

Mr. Kory Maggio

Recently I needed $1000 to cover car repair bills. I decided to contact 22nd State Bank. They only approved me for $500 but the process itself was effortless, and their rates were attractive.

Delbert Wyman

I was embarrassed to borrow from my brother so I decided to apply for a payday loan via 22nd State Bank. Found them on the net and the user reviews were positive I have already applied 3 times and every time I was approved within 15 minutes. Very satisfied.

Mrs. Willa Barton PhD

It decided to rebuild my credit because I had no chances of getting accepted for a student loan. So I applied for a cash advance via 22nd State Bank. Took out 4 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very nice lender.

Elinor Mann

Pay Attention

Now you can review general features of payday loans.

Payday Loans in Louisville, Georgia

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Louisville, Georgia. Loans from payday lenders can get you funds same day. Your interest rate will depend on several factors.

APR

10% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

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