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Loan agency in Fort Payne, Alabama

Fort Payne, AL 35967, USA
+1 (256) 845-1411

What people think about Rainsville Finance Co Inc?

Below you read some of the testimonials of our clients.

The process was effortless, fast. No collateral needed. Thank you so much. Love their 24/7 customer support. No issues. Would use again.

Dylan Collier

I have already submitted an application to this lender once and I was very happy with the rates. This is the only day and night lender with affordable rates in my town.

Prof. Jennyfer Hand V

I have already used this lender once and I was very pleased with the rates. This is the only day and night lender with reasonable rates in my city.

Dr. Rubye Hermann

Important

The previous three items describe a specific lending service. But below you can read general details about payday loans.

Payday Loans in Fort Payne, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans may seem like an easy and fast solution to a short-term problem in Fort Payne, Alabama. Loans from payday lenders can get you funds same day. Your APR will depend on several things.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on specific circumstances. They will look at your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

Other Payday Lenders in Fort Payne, Alabama

Security Finance

30 Samford Ave Unit D, Opelika, AL 36801, USA

+1 (334) 737-1707

www.securityfinance.com

Chattahoochee Federal Credit Union

519 Fob James Dr, Valley, AL 36854, USA

+1 (334) 756-7027

www.chatt.coop

Peoples Bank of Alabama

3105 Rainbow Dr, Rainbow City, AL 35906, USA

+1 (256) 297-2525

peoplesbankal.com

Cullman Loans

3182 AL-157, Cullman, AL 35058, Cullman, AL 35055, USA

+1 (256) 775-0008

cullman-loans.business.site

BBVA Bank

5399 US-90, Mobile, AL 36619, USA

+1 (251) 470-7510

www.bbvausa.com

Tower Loan

781 Airport Dr, Alexander City, AL 35010, USA

+1 (256) 397-8785

www.towerloan.com

Liberty Finance

1635 Pediatric Dr #400, Jasper, AL 35501, USA

+1 (205) 221-0182

www.wallacemgt.com

ATM (Regions Bank)

4055 AL-9, Cedar Bluff, AL 35959, USA

+1 (800) 734-4667

www.regions.com

Phenix-Girard Bank

2481 Co Rd 430, Smiths Station, AL 36877, USA

+1 (334) 664-0067

www.phenix-girard.com

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