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4.1 10 reviews
Loan agency in Gadsden, Alabama

441 George Wallace Dr, Gadsden, AL 35903, USA
7 years in business
+1 (256) 546-7700
locations.1ffc.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–1:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

Domain Info

Created Date

1996-12-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about 1st Franklin Financial?

Here you see the reviews of our customers.

Great employees and manager.

Mrs. Eulalia King V

I have been a customer for some years.

Chelsey Rosenbaum

Pay Attention

Above-defined info offers the details about a definite lender. Below-defined info is devoted to common information about payday loans.

Payday Loans in Gadsden, South Carolina

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Gadsden, South Carolina is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will 1st Franklin Financial help take out a payday loan in Gadsden, South Carolina?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Gadsden, South Carolina. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

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