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4 2 reviews
Loan agency in Gardendale, Alabama

841 Odum Rd Suite 105, Gardendale, AL 35071, USA
+1 (205) 608-0676
branches.regionalfinance.com
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

2000-04-21

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Regional Finance?

Here you read the reviews of our customers.

want to express my deep gratitude to Regional Finance for believing my case. I had some issues with a credit rating, but this company helped me out and took out a loan.

Kolby Herman

I have a problem with paying a loan at another bank. It is inconvenient to borrow from relativies. Therefore, I decided to contact Regional Finance. They really helped.

Imani Gusikowski

Pay Attention

Further there will be given the details about not a definite lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Gardendale, Alabama

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Gardendale, Alabama is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates you will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Regional Finance help issue a loan in Gardendale, Alabama?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Gardendale, Alabama. They rate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Gardendale, Alabama

Payday USA

816 Pelham Rd S, Jacksonville, AL 36265, USA

+1 (256) 435-9892

New Horizons Credit Union

103 Saraland Blvd S, Saraland, AL 36571, USA

+1 (251) 316-3240

www.newhcu.org

Cash Cow

611 Western Bypass, Andalusia, AL 36420, USA

+1 (334) 222-3355

alabamatitleloansinc.com

Check Into Cash

3445 St Stephens Rd Suite C, Mobile, AL 36612, USA

+1 (877) 244-8254

Credit Central

249 Highway 31 S B, Bay Minette, AL 36507, USA

+1 (251) 937-0012

www.creditcentralllc.com

Credit Central

1123 1st St N Suite A, Alabaster, AL 35007, USA

+1 (205) 621-9078

www.creditcentralllc.com

First Colonial Bank

34023 US-98, Lillian, AL 36549, USA

+1 (251) 962-7428

Peoples Bank of Alabama

7473 US-431, Albertville, AL 35950, USA

+1 (256) 891-2265

peoplesbankal.com

Merchants & Marine Bank

27765 US-98, Daphne, AL 36526, USA

+1 (228) 762-3311

www.mandmbank.com

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