Welcome to Our Online Loan Referral Service

2.3 3 reviews

1301 Gunter Ave, Guntersville, AL 35976, USA
+1 (256) 582-3252
www.bancorpsouth.com
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

1996-06-11

Mailing Address

2910 W JACKSON ST, TUPELO, MS, 38801-6799, United States

Company Name

BancorpSouth

BancorpSouth

Contact Data

[email protected]

+1.6626787177

+1.6626204029

Feedback about BancorpSouth Bank?

Here you grapple with the reviews of our customers.

A good payday lender. The service quickly processed the application and credited the funds to my bank account.

Miss Betsy O'Kon

Yesterday I needed money, I decided to contact BancorpSouth Bank. They quickly approved the amount required, and besides, they offered reasonable terms at a low interest rate.

Prof. Kristofer Kautzer I

I'm not ashamed to borrow money from BancorpSouth Bank, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Valentina Christiansen

I took the first loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Jody Tromp

Thanks to the staff for the competent service. They assisted in difficult times. For application you only need an ID.

Johnson Green

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Guntersville, Alabama

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Guntersville, Alabama are issued easily. The interest percentage depends on the customer's person-related data: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will BancorpSouth Bank help issue a loan in Guntersville, Alabama?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Guntersville, al consider this circumstance not a hindrence to take out a loan. The borrower of a loan should be prepared to objectively estimate financial capabilities, take out a loan, pay back the debt on a due date and not only resolve current difficulties, but enhance the credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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Bank Independent Florence Square

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ATM (Regions Bank)

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Community Neighbor Bank

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First Bank of Alabama

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