Welcome to Our Online Loan Referral Service

4.3 41 reviews

2009 Gunter Ave, Guntersville, AL 35976, USA
+1 (256) 582-2274
Sunday
11AM–4PM
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–5PM

Feedback about Top Dollar Pawn?

Here you get acquainted with the reviews of our customers.

Use this place for my last two pistol purchases knowlageble staff good slection

Prof. Keenan Murray I

Guns, ammo, and accessories are what makes me a regular customer.

Ms. Kitty Pfeffer

They always have great sales or are willing to work with me on a price.

Mr. Joan Luettgen

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in Guntersville, Alabama

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Guntersville, Alabama are taken out problem-free. The interest rate is conditional on the customer's person-related data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Top Dollar Pawn help take out a payday loan in Guntersville, Alabama?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Guntersville, al will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Guntersville, Alabama

Fruit Cash

1204 Shelton Beach Rd, Saraland, AL 36571, USA

+1 (251) 675-4787

Edward Jones - Financial Advisor: Keith E Castleberry

100 N, Trammell St, Atmore, AL 36502, USA

+1 (251) 368-5727

www.edwardjones.com

Approved Cash

2918 20th Ave, Valley, AL 36854, USA

+1 (334) 768-2274

approvedcashadvance.com

Bank Trust

1411 Gilmer Ave, Tallassee, AL 36078, USA

+1 (334) 252-0462

www.trustmark.com

Certainty Home Loans

810 Shoney Dr SW suite 110, Huntsville, AL 35801, USA

+1 (256) 533-2362

certaintyhomeloans.com

First State Bank

500 Gault Ave S, Fort Payne, AL 35967, USA

+1 (256) 845-6101

www.fsbal.com

Community Credit of Leeds, Inc.

1437 Ashville Rd, Leeds, AL 35094, USA

+1 (205) 699-2877

www.communitycreditinc.com

Woodforest Bank

6140 University Dr NW, Huntsville, AL 35806, USA

+1 (256) 721-6327

www.woodforest.com

Key Finance Co., Inc.

152 W Main St, Prattville, AL 36067, USA

+1 (334) 365-7012

keyfinanceco.com

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