Welcome to Our Online Loan Referral Service

3 2 reviews

906 Main St NE, Hanceville, AL 35077, USA
+1 (256) 734-8110
merchantsbankal.bank
Thursday
8:30AM–4:30PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Merchants Bank of Alabama?

Below you see some of the testimonials of our customers.

I took out for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other way out. I came across this lender on the Internet. Other lender charged unbelievable rates. One lender denied me, another approved me for a smaller amount but here it got as much as I needed.

Cullen Wiegand

The process was as easy as possible, straightforward. No surety needed. Thank you a lot. Love their round-the-clock customer support. No troubles. Would apply again.

Katherine McLaughlin

Last week I needed $700 to cover utility bills. I decided to contact Merchants Bank of Alabama. They only approved me for $600 but the process itself was legit, and their rates were attractive.

Miss Hilda Bergstrom IV

Recently I needed $1000 to cover utility bills. I decided to contact Merchants Bank of Alabama. They only approved me for $500 but the process itself was easy, and their rates were favorable.

Ansley Harber II

I needed $900 to buy a birthday gift. The only way out was to apply for a cash advance. Found a lot of lenders on the Internet. Merchants Bank of Alabama seemed the most credible lender in Hanceville.

Ara Ernser

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Hanceville, Alabama

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

It is easy and speedy to get approved for payday loans in Hanceville, Alabama. The interest rate will be set specifically for each client and will depend on the personal details the borrower filled in.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are designed to help meet the needs of consumers with less than perfect credit scores. There are lenders who may be ready to give you a payday loan even if you have a poor credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the cash advance loan even before applying.

APR Calculator

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