Welcome to Our Online Loan Referral Service

4.2 10 reviews

1218 US-280, Phenix City, AL 36867, USA
+1 (334) 298-7222
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed
Monday
9AM–6PM

Feedback about Pawn Headquarters?

Here you grapple with the feedback of our clients.

Most Excellent Staff Alot Nicer Than The Other Place

Mr. Emil Terry

They have always been the nicest and most helpful.

Verlie Littel

However, they promptly gave my concern their full attention.

Celia Kessler

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Phenix City, Alabama

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Phenix City, Alabama are taken out problem-free. The interest percentage depends on the borrower's personal information: if you repay more payday loans, the more favorable terms and rates payday lending companies offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Pawn Headquarters help take out a loan in Phenix City, Alabama?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Phenix City, Alabama. They rate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Chattahoochee Federal Credit Union

519 Fob James Dr, Valley, AL 36854, USA

+1 (334) 756-7027

www.chatt.coop

Advance America

4718 St Stephens Rd, Eight Mile, AL 36613, USA

+1 (251) 452-0356

www.advanceamerica.net

Rainsville Finance Co Inc

Fort Payne, AL 35967, USA

+1 (256) 845-1411

Regional Finance

6651 Atlanta Hwy, Montgomery, AL 36117, USA

+1 (334) 260-4914

branches.regionalfinance.com

Cadence Bank- Tuscaloosa Interactive Drive-thru Teller

2020 University Blvd, Tuscaloosa, AL 35401, USA

cadencebank.com

East Alabama Credit Inc

3909 Pepperell Pkwy # B, Opelika, AL 36801, USA

+1 (334) 745-2510

Tower Loan

1800 Tin Valley Cir E, Birmingham, AL 35235, USA

+1 (205) 228-7911

www.towerloan.com

First Jackson Bank

43243 US-72, Stevenson, AL 35772, USA

+1 (256) 437-2107

Loan South Finance of Enterprise

1110 Boll Weevil Cir, Enterprise, AL 36330, USA

+1 (334) 417-0192

www.serviceloansouth.com

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