Welcome to Our Online Loan Referral Service

4.7 3 reviews

211 Lafayette St, Livingston, AL 35470, USA
+1 (205) 652-9636
www.wabt.com
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM

Domain Info

Created Date

1997-10-07

Mailing Address

302 1ST ST N, REFORM, AL, 35481-2247, United States

Company Name

West Alabama Bank & Trust

West Alabama Bank & Trust

Contact Data

drew@wabt.com

+1.2053756261

+1.2053759612

Feedback about West Alabama Bank & Trust?

Here you read the feedback of our customers.

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Carson Towne

No matter how much asked for a loan. Constantly refused. No idea why?

Delores Jaskolski DDS

Unsatisfied! Was denied to borrow $1,000. Only $400 was approved.

Dr. Dallin Reinger

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Livingston, New York

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Livingston, ny. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will West Alabama Bank & Trust help issue a payday loan in Livingston, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor considered by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a loan. The lender review many aspects such as financial solvency to approve the form. Cash advance in Livingston, New York may help level up your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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