Welcome to Our Online Loan Referral Service


4400 Rangeline Rd, Mobile, AL 36619, USA
+1 (251) 660-0999

What people think about Emergi Cash?

Below you see some of the reviews of our clients.

Previously I needed $900 to cover car repair bills. I decided to apply via Emergi Cash. They only approved me for $500 but the process itself was easy, and their rates were good.

Fatima Bartoletti

Used Emergi Cash for the second time. The company is honest. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra funds.

Orie Armstrong

I have already submitted an application to this website 3 times and I was very pleased with the rates. This is the only 24/7 website with competitive rates in my town.

Lenore Cassin

Recently I needed $1000 to cover car repair bills. I decided to contact Emergi Cash. They only approved me for $600 but the process itself was transparent, and their rates were good.

Julie Parker

Important

Now you can see general characteristics of payday loans.

Payday Loans in Mobile, Alabama

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is easy and fast to get approved for payday loans in Mobile, Alabama. The APR will be set specifically for each client and will depend on the personal data the applicant entered.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments without delays.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Mobile, Alabama

First Educators Credit Union

815 Pelham Rd S # D, Jacksonville, AL 36265, USA

+1 (256) 435-6116

www.alatrustcu.com

Naheola Credit Union

302 N Mulberry Ave, Butler, AL 36904, USA

+1 (205) 459-6900

naheola.com

First Bank of Alabama

111 W Broad St, Wedowee, AL 36278, USA

+1 (256) 357-2132

www.firstbankal.com

First Southern Financial

908-C US Hwy 72 W, Athens, AL 35611, USA

+1 (256) 233-4048

www.firstsouthernfinancial.com

Regions Bank

4585 Mobile Hwy, Montgomery, AL 36108, USA

+1 (334) 387-4470

www.regions.com

Check Into Cash

505-B N Main St, Opp, AL 36467, USA

+1 (334) 403-5517

local.checkintocash.com

Advance America

592 Fieldstown Rd #112, Gardendale, AL 35071, USA

+1 (205) 631-8366

www.advanceamerica.net

Alabama Title Loans, Inc.

11303 Memorial Pkwy SW, Huntsville, AL 35803, USA

+1 (256) 882-0053

Edward Jones - Financial Advisor: Vicky Kirby, AAMS®

616 Gault Ave N, Fort Payne, AL 35967, USA

+1 (256) 845-2610

www.edwardjones.com

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