What people think about Emergi Cash?
Below you see some of the reviews of our clients.
Previously I needed $900 to cover car repair bills. I decided to apply via Emergi Cash. They only approved me for $500 but the process itself was easy, and their rates were good.
Fatima Bartoletti
Used Emergi Cash for the second time. The company is honest. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra funds.
Orie Armstrong
I have already submitted an application to this website 3 times and I was very pleased with the rates. This is the only 24/7 website with competitive rates in my town.
Lenore Cassin
Recently I needed $1000 to cover car repair bills. I decided to contact Emergi Cash. They only approved me for $600 but the process itself was transparent, and their rates were good.
Julie Parker
Important
Now you can see general characteristics of payday loans.
Payday Loans in Mobile, Alabama
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
It is easy and fast to get approved for payday loans in Mobile, Alabama. The APR will be set specifically for each client and will depend on the personal data the applicant entered.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments without delays.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Mobile, Alabama
America's First Federal Credit Union
1039 Mt Olive Rd, Gardendale, AL 35071, USA
+1 (205) 631-5556
www.amfirst.org
Advance America
3922 Hwy 80 West, Suite C, Phenix City, AL 36870, USA
+1 (334) 297-1729
www.advanceamerica.net
TitleMax Title Loans
11203 Memorial Pkwy SW, Huntsville, AL 35803, USA
+1 (256) 881-4471
www.titlemax.com
Check `n Go
4922 Highway 78, West Dr, Oxford, AL 36203, USA
+1 (256) 832-3700
locations.checkngo.com
Regional Finance
246 Interstate Commercial Park Loop, Prattville, AL 36066, USA
+1 (334) 358-3601
branches.regionalfinance.com
