Welcome to Our Online Loan Referral Service


4400 Rangeline Rd, Mobile, AL 36619, USA
+1 (251) 660-0999

What people think about Emergi Cash?

Below you see some of the reviews of our clients.

Previously I needed $900 to cover car repair bills. I decided to apply via Emergi Cash. They only approved me for $500 but the process itself was easy, and their rates were good.

Fatima Bartoletti

Used Emergi Cash for the second time. The company is honest. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra funds.

Orie Armstrong

I have already submitted an application to this website 3 times and I was very pleased with the rates. This is the only 24/7 website with competitive rates in my town.

Lenore Cassin

Recently I needed $1000 to cover car repair bills. I decided to contact Emergi Cash. They only approved me for $600 but the process itself was transparent, and their rates were good.

Julie Parker

Important

Now you can see general characteristics of payday loans.

Payday Loans in Mobile, Alabama

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is easy and fast to get approved for payday loans in Mobile, Alabama. The APR will be set specifically for each client and will depend on the personal data the applicant entered.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments without delays.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Mobile, Alabama

Money Tax Service

515 B S Brundidge St, Troy, AL 36081, USA

+1 (334) 808-1141

www.moneytaxservices.com

Credit Central

2614 Citizens Pkwy Suite D, Selma, AL 36701, USA

+1 (334) 872-8187

www.creditcentralllc.com

Complete Cash Disc Title Pawn

1214 Rucker Blvd, Enterprise, AL 36330, USA

+1 (334) 308-1172

SouthPoint Bank Home Mortgage

1415 Hillyer Robinson Industrial Pkwy, Anniston, AL 36207, USA

www.southpoint.bank

TitleMax Title Loans

3000 Memorial Pkwy NW, Huntsville, AL 35810, USA

+1 (256) 859-2731

www.titlemax.com

Lending Bear

913 Rucker Blvd Suite 41, Enterprise, AL 36330, USA

+1 (334) 393-2801

www.lendingbear.com

CB&S Bank

2000 E Avalon Ave, Muscle Shoals, AL 35661, USA

+1 (256) 386-0700

www.cbsbank.com

Regions Bank

70 James B Payton Blvd, Sylacauga, AL 35150, USA

+1 (256) 401-6680

www.regions.com

Credit Central

1113 E Commerce St, Greenville, AL 36037, USA

+1 (334) 382-1142

www.creditcentralllc.com

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