What people think about Spinks Financial?
Below you read some of the testimonials of our customers.
I was embarrassed to borrow from my brother so I decided to apply for a small loan via Spinks Financial. Found them on the net and the user reviews were good I have already applied 4 times and every time I was eligible within an hour. Very convenient.
Jaquelin Streich
Spinks Financial seems credible. At least they charge no hidden fees. This was the only company that accepted me for a cash advance.
Mrs. Shannon Padberg
Pay Attention
The above-given information provides the details about a specific company. The information below is about common information about payday loans.
Payday Loans in Montevallo, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Cash advance loans may become an easy and speedy solution to a short-term problem in Montevallo, Alabama. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several factors.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the APR. It’s easy to learn the precise cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Montevallo, Alabama
Citizens Finance of Oxford, Inc.
907 Snow St, Oxford, AL 36203, USA
+1 (256) 820-8422
www.citizensfinance.biz
AOD Federal Credit Union
Building 141, Anniston Army Depot, Bynum, AL 36253, USA
+1 (256) 237-9494
www.aodfcu.com
Cadence Bank - Hartselle Branch
600 Main St W, Hartselle, AL 35640, USA
+1 (256) 773-3801
cadencebank.com
Mariner Finance
1725 Decatur Hwy #101, Fultondale, AL 35068, USA
+1 (205) 623-2477
www.marinerfinance.com
