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4 reviews

5145 River Rd, Muscle Shoals, AL 35661, USA
+1 (256) 718-4255

Domain Info

Created Date


Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name


Contact Data



Feedback about First Southern Bank?

Here you read the feedback of our customers.

I got the loan very fast

Kasandra Waelchi

This is by far the best loan experience I have ever had. Rise makes repayments affordable for any amount borrowed.

Wilhelmine Von III

… money to get you out of a jam. The loans, at the rate they take payments, are paid back quicker than other loans. Further loans for customers in good standing are …

Ms. Maurine O'Keefe PhD

Great selection, knowledgable and friendly staff, clean environment!

Riley Cummings

One of my favorite places to shop, great deals, great staff, fair prices.

Ocie Schmidt DVM

Friendly service and they try hard to give you the best deal they can.

Prof. Tamia Boyer

Best tax experience I've received.

Mrs. Trycia Doyle V

Answered all my questions and helped me thru the process stress free!

Trent Becker

Can’t wait to see her again next year.

Isabell Rutherford

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes users grapple with shared information about payday loans.

Payday Loans in Muscle Shoals, Alabama

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Muscle Shoals, Alabama is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a customer will recieve.



Max Loan


Min Term

10 days

Max Term

31 days

How will First Southern Bank help take out a loan in Muscle Shoals, Alabama?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be deposited to card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Muscle Shoals, al consider this circumstance not a drawback to issue a loan. The recipient of a loan should be prepared to objectively estimate financial abilities, take out a loan, repay the debt on schedule and not only cope with current issues, but enhance the credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

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