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Loan agency in Muscle Shoals, Alabama

903 Woodward Ave, Muscle Shoals, AL 35661, USA
7 years in business
+1 (256) 389-1997
firstchoicepaydayloans.com
Friday
10AM–7PM
Saturday
9:30AM–1PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

2014-01-27

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

firstchoicepaydayloans.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

What people think about Approved Cash?

Below you see some of the testimonials of our clients.

Previously I needed $900 to cover car repair bills. I decided to contact Approved Cash. They only approved me for $500 but the process itself was transparent, and their rates were favorable.

Zola Hoppe III

The process was convenient, fast. No guarantors needed. Thank you a lot. Love their online customer support. No troubles. Would use again.

Luther Hyatt

I needed $900 to buy a bag of my dream. The only solution was to apply for a cash advance. Found a lot of financial institutions online. Approved Cash is the most legit loan provider in Muscle Shoals.

Angelita Gerlach

Pay Attention

Now you can read general features of payday loans.

Payday Loans in Muscle Shoals, Alabama

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is simple and fast to get approved for payday loans in Muscle Shoals, Alabama. The interest rate will be set specifically for each applicant and will depend on the personal data the applicant filled in.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a bad credit score. Payday loan approvals depend very much on other circumstances. Lenders will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Muscle Shoals, Alabama

Citi Financial

1650 Town Sq SW, Cullman, AL 35055, USA

+1 (256) 734-1634

www.onemainfinancial.com

World Finance

216 Walker Springs Rd Ste 106, Jackson, AL 36545, USA

+1 (251) 246-9797

www.loansbyworld.com

Ameris Bank

2200 E Main St, Dothan, AL 36301, USA

+1 (334) 677-3063

banks.amerisbank.com

Haleyville Loan Co

901 19th St, Haleyville, AL 35565, USA

+1 (205) 486-7429

West Alabama Bank & Trust

211 Lafayette St, Livingston, AL 35470, USA

+1 (205) 652-9636

www.wabt.com

Thrivent Financial for Lutherans

17240 Bon Secour Hwy, Bon Secour, AL 36511, USA

+1 (251) 414-7813

www.thrivent.com

Iberia Bank

3595 Grandview Pkwy, Birmingham, AL 35243, USA

+1 (205) 977-2346

www.iberiabank.com

Synovus Bank

5290 Preserve Pkwy, Hoover, AL 35244, USA

+1 (888) 796-6887

www.synovus.com

Farmers & Merchants Bank

35 Ali Way, Oxford, AL 36203, USA

+1 (256) 835-1188

www.fandm.bank

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