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5 3 reviews
Loan agency in Oneonta, Alabama

1409 2nd Ave E Ste B, Oneonta, AL 35121, USA
+1 (205) 409-3899
www.loansbyworld.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

[email protected]

864-298-9800

+1.9999999999

What people think about World Finance?

Below you find some of the reviews of our clients.

I tried to borrow money from World Finance. They rejected me. Why then say they accept everyone even those with poor credit?? Bad service. Besides, got many texts with an offer to take out a cash advance loan. I do not recommend this company.

Dr. Britney Nicolas

Said I was approved for a payday loan. Have been waiting 3 days, still no money I my account. I suppose it’s monkey business.

Cody Mraz

Illegit service!! They approve me for a loan but it’s been 4 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my money.

Adell Schuppe

Stay away! It’s a fraud! They call me every week from multiple phone numbers. Tired of blocking these numbers. Never give them your contact information!!

Mrs. Nadia Breitenberg

I tried to borrow cash from World Finance. They declined me. Why then advertise they approve everyone even those with poor credit?? Unrecommended. Some time later, got many mails with an offer to apply for a payday loan. I do not recommend this service.

Marguerite Kunze

Important

Now you can see general characteristics of payday loans.

Payday Loans in Oneonta, New York

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online payday loans can be the easiest solution to your temporary financial difficulties in Oneonta , New York because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit rating. Payday loan approvals depend very much on other factors. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

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