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5 6 reviews

244 S 3rd St, Gadsden, AL 35901, USA
+1 (256) 543-1950
riverbankandtrust.com
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2005-05-19

Mailing Address

2611 LEGENDS DR, PRATTVILLE, AL, 36066-7761, United States

Company Name

River Bank & Trust

River Bank & Trust

Contact Data

[email protected]

+1.3342901012

Feedback about River Bank & Trust?

Here you get acquainted with the reviews of our customers.

Always friendly and helpful employees awesome customer service...

Brook Hoeger Sr.

I liked the products and services I was offered also.

Raymond Terry

The entire staff is always very responsive and helpful.

Eddie Quigley

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Gadsden, South Carolina

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Hassle-free financial products are known as payday loans in Gadsden, sc. They are taken out at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will River Bank & Trust help issue a loan in Gadsden, South Carolina?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor reviewed by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by lenders to issue a loan. The lender process many aspects such as financial solvency to approve the request. Cash advance in Gadsden, South Carolina may help improve your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

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