Cash USA Inc Payday Loans Review

2.5 4 reviews

Organization owner?

1801B 2nd Ave E, Oneonta, AL 35121, USA

What people think about Cash USA Inc?

Below you see some of the reviews of our clients.

This website is a scam. I will never apply again. $30 goes towards loan and you keep $79 for interest.

Oswald Shanahan

I took loans from Cash USA Inc many times. Previously it was ok. Last time they said I was eligible. Said the funds would be in my account within 3 hours. It’s been three days – no money. They do not answer phone calls. Why???

Alycia Okuneva DVM

I took loans from Cash USA Inc 3 times. Previously it was ok. Last time they said I was approved. Promised the money would be in my account within 4 hours. It’s been three days – no money. They do not answer emails. Why???

Lamar Bogisich

Sky-high interest rate. Had to repay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was unsatisfactory too. The lady in the office was very impolite. Not recommended. Better explore another website.

Dr. Lavern Doyle PhD

APR too high. People usually borrow money because they’re having a hard time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Nikki Leannon

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Oneonta, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Online cash advance loans can be the easiest solution to your temporary financial difficulties in Oneonta , New York because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.